Current affairs questions of 4th July 2025
Current affairs are very important for competitive exams. They help you stay updated with recent events in India and around the world. Many exams like UPSC, SSC, Banking, and Railways ask questions based on the latest news. Knowing current affairs improves your general awareness and boosts your exam score. It also helps in interviews and group discussions. Daily practice of current affairs questions builds confidence. These questions cover politics, sports, economy, science, and international events. That’s why reading current affairs of 4th July 2025 is useful for exam preparation.
Q1. Who has been given the additional charge of NHPC CMD from 1st July 2025?
- A. Bhupender Gupta
- B. Rajendra Prasad Goyal
- C. Raj Kumar Chaudhary
- D. Anuj Pandey
Correct Answer: B. Rajendra Prasad Goyal
Explanation: Rajendra Prasad Goyal was given additional charge as CMD of NHPC from 1st July 2025.
Q2. Which bank waived off penalties for not maintaining minimum average balance starting 1st July 2025?
- A. State Bank of India
- B. Canara Bank
- C. Punjab National Bank
- D. Bank of Baroda
Correct Answer: C. Punjab National Bank
Explanation: PNB removed minimum balance penalties to support low-income and rural customers.
Q3. What is the monthly stipend for ITI diploma holders under Bihar’s ‘Mukhya Mantri Pratigya’ scheme?
- A. ₹4,000
- B. ₹5,000
- C. ₹6,000
- D. ₹7,000
Correct Answer: B. ₹5,000
Explanation: ITI diploma holders are entitled to ₹5,000 monthly stipend under the scheme.
Q4. Which campaign was launched in Gujarat to identify citizens missing government welfare benefits?
- A. Jan Suraksha Santrupti Abhiyan
- B. Surakshit Jan Kalyan Abhiyan
- C. Pradhan Mantri Welfare Drive
- D. Gujarat Public Benefit Mission
Correct Answer: A. Jan Suraksha Santrupti Abhiyan
Explanation: Gujarat launched this campaign to improve benefit delivery under central schemes.
Q5. Which institution signed an MoU with IIT Roorkee for energy research and skill development?
- A. NTPC
- B. SECI
- C. Central Electricity Authority
- D. Power Grid Corporation
Correct Answer: C. Central Electricity Authority
Explanation: CEA signed an MoU with IIT Roorkee to enhance capacity building and energy innovation.
Q6. Who has been appointed as the new Executive Director of RBI in July 2025?
- A. Anuj Pandey
- B. Deepak Mohanty
- C. Sivasubramanian Ramann
- D. Kesavan Ramachandran
Correct Answer: D. Kesavan Ramachandran
Explanation: Kesavan Ramachandran became the Executive Director, heading the Prudential Regulation Division.
Q7. Which institute has been renamed as the Savitribai Phule National Institute of Women and Child Development?
- A. WCD Research Institute
- B. NCERT
- C. NIPCCD
- D. ICDS
Correct Answer: C. NIPCCD
Explanation: NIPCCD was renamed to reflect its role in women’s and child development initiatives.
Q8. What is the pension amount under the Mukhya Mantri Kalakar Pension Yojana in Bihar?
- A. ₹2,000
- B. ₹2,500
- C. ₹3,000
- D. ₹3,500
Correct Answer: C. ₹3,000
Explanation: Eligible artists will receive ₹3,000 per month as pension under this scheme.
Q9. How many UPI transactions were recorded in India in June 2025?
- A. 18.68 billion
- B. 24.04 billion
- C. 18.40 billion
- D. 20.12 billion
Correct Answer: C. 18.40 billion
Explanation: UPI recorded 18.40 billion transactions worth ₹24.04 lakh crore in June 2025.
Q10. Who was awarded Ghana’s highest civilian honour in July 2025?
- A. Dr. S. Jaishankar
- B. Ram Nath Kovind
- C. Narendra Modi
- D. Droupadi Murmu
Correct Answer: C. Narendra Modi
Explanation: PM Modi received the “Officer of the Order of the Star of Ghana” for his diplomatic leadership.